The variable APR for cash advances is 29. Card type: Cash back. Our quick take: The Citi® Double Cash Card is one of our favorite cash back credit cards. The Citi Double Cash® Card is particularly appealing since not only does it earn 2% cash back on all purchases, it’s also a World Elite Mastercard, so is eligible for the Mastercard benefit. Earn cash back rewards in every purchase with the Citi Double Cash ® Card. Travel insurance for trip cancellations, trip interruptions, and trip delays. Includes access to nearly 50 lounge locations worldwide. The card earns 2% cash back on all purchases—1% when purchases. 99% or 29. The TPG team checked our cards to see which benefits were removed on which cards. This means each billing cycle, you will earn 5 points per $1 on purchases. Travel Notice Citi is by your side when you travel. cardbenefits. The. Use your card for in-flight purchases. Here are the benefits of the Citi Double Cash® Card: High cash-back rate The key feature of this card is its high flat rate of 2% back on everything you buy: You'll earn 1% back when you make. 25% savings on inflight food and beverage purchases on American Airlines flights when you use your card. The Citi Double Cash Card offers a simple rewards system. Check with your card issuer to see if this is still available. American Airlines AAdvantage MileUp℠ Card. No, it's not guaranteed. Cardholders can now earn $200 cash back after you spend $1,500 on. I have both the Double Cash and Premier from Citi, both are world elite mastercards but the only the Premier has flexible spending, the DC doesn't. Citi® Concierge Citi® Concierge experts are ready 24/7 to assist you with your travel, shopping, dining, entertainment, and everyday needs. HSBC Advance Mastercard® credit card: Best for dining and entertainment. World Elite Mastercard Benefits. Annual Fee: $0. If you rent a vehicle for fifteen (15) consecutive days or less with your MasterCard card, you may be eligible for benefits under this coverage. Instacart+ typically costs $9. More details. The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® offers a number of benefits that make flying American Airlines more pleasant, but it's also a great pick for anyone looking to diversify their loyalty portfolio. 24% - 29. The Citi Double Cash offers 1x ThankYou points when you make a purchase, and 1x ThankYou points when you pay for that purchase, for a total of up to 2x ThankYou points (after paying your bill). 3-month. Annual fee: $0. Cash back is earned in the form of ThankYou ® Points. Although the main characteristics of your credit card, like any rewards, APR offers or fees are established by the bank, every Mastercard offers base. Cash advance fee — either $ % of the amount of each cash advance, whichever is greater. One of the benefits that comes with the Citi Double Cash ® Card is its long intro APR on balance transfers. 5% in rewards on all other purchases2. Benefit: Citi Premier ® Card: Citi Double Cash ® Card: Welcome Offer: Earn 60,000 points after spending $4,000 in purchases within the first 3 months. Intro APR offer. The standard variable APR for cash advances is 26. 46 as of March 9, 2023. But in some spending. How the Citi Trip Cancellation & Interruption Protection WorksRewards Rate. Chase Freedom Flex℠*: Best for flexible. Learn more in our Wells Fargo Active Cash review. The card offers double points at grocery stores and a few travel benefits, such as discounts on in-flight food and drinks. 1 - 0 of 0. Cardholders can access presale tickets and exclusive experiences through Citi Entertainment. Explore the amazing CitiBusiness® / AAdvantage® Select World Elite Mastercard® benefits built for business and adventure: Travel benefits. Cardmembers will also get cell phone insurance. Annual fee: $0. The Active Cash rewards work like other cash rewards programs: Each percentage point of cash rewards is worth 1 cent. So, if you have a World Mastercard credit card, you get all of the perks afforded to people with Standard. Chase will automatically match all the cash back you earned at the end of your first year! There is no limit to how much cash back you can earn. 4. 18. miles for every $1 spent at gas stations and restaurants — including takeout. The only American Airlines credit card that gives free Admirals Club access is the Citi® / AAdvantage® Executive World Elite Mastercard®. The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® does not offer price protection. Dining and entertainment rewards with no annual fee: Capital One SavorOne Cash Rewards Credit Card. The card’s most valuable benefit is the sign-up bonus: Earn 50,000 American. Here's a summary of the benefits being removed: Benefit Removed. Up to $100 credit on a Global Entry or TSA PreCheck® application fee (now every four years). The financial institution did not provide the details. 0% intro. Intro Offer. Plus, the Citi Double Cash offers 2% cash back—1% back when you make a purchase and another 1% back. Mastercard World and World Elite cardholders in the U. It's enough to completely offset the card. There are other credit cards that offer extended warranty benefits, though. Citi Double Cash® Card. Benefits like travel accident and trip cancellation insurance are also included. comLufthansa Miles & More World Elite Mastercard details: Annual fee: $89 but waived for Senator and HON Circle Members, as long as they maintain their Senator or HON Circle Member status. Barclaycard Arrival Plus has a rating of 4. Cell phone protection, up to $1,000 per claim, $1,500 per year, $50 deductible. Maria Adams, Credit Cards Moderator. Here's a list of current offers: Citi® / AAdvantage® Executive World Elite Mastercard®: Earn 70,000 miles after you spend $7,000 on purchases in the first three months of account opening. Advantages and Disadvantages of the Citi Double Cash Card. Citi Premier® Card. With the AAdvantage MileUp℠ credit card, earn American Airlines AAdvantage® bonus miles and make the most out of your trip. 6. Venture X New SUB - 90,000 miles for $4,000 spend in first 3 months. If your credit card account is closed for any reason, these benefits will be cancelled. And you'll generally outearn the Apple Card when it comes to most mobile wallet purchases. 24. Citi Double Cash Card. If you ever misplace your card, Quick Lock lets you instantly protect it without having to change your account number or go through the steps of. N/A. S. 50,000 bonus miles after spending $2,000 in purchases on your new card in the first three months of card membership. Limited to 4 claims per year, up to $250 each. Partner benefits. Terms and Conditions. The Citi ® / AAdvantage ® Platinum Select ® World Elite Mastercard ® lets you earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is ". The Citi ® /AAdvantage ® Executive World Elite Mastercard ® is a go-to card thanks to its exclusive perks and benefits for people who love to fly American Airlines. citi. Citi Double Cash ® Card: N/A; Annual fee of $0; World Elite Mastercard benefits (including cell phone insurance) Chase Freedom Unlimited ® SPECIAL OFFER: Unlimited Matched Cash Back. Citi® / AAdvantage® Platinum Select® World Elite Mastercard®. . While the 10x round up is enticing, losing MasterCard World Elite would be a downgrade on a card that doesn't offer much as it is, even with slightly higher earning potential. Citi Dividend®. 7. Earn Cash Back TWICE. One of the benefits that comes with the Citi Double Cash ® Card is its long intro APR on balance transfers. Exclusive deals on arts and entertainment experiences like admission into art installations or early access to tickets. World Elite Mastercard travel insurance: World Elite Mastercard credit cards offer every type of travel insurance. 186. Citi Double Cash. Notable Citibank Credit Cards With Rental Car Insurance. 2-3 cents per mile. The cards with the highest overall credit limits, Chase Sapphire Reserve® and Chase Sapphire Preferred® Card, are points cards, so they win this category as well. If you have a strong credit profile, consider the Citi Double Cash® Card. There are other credit cards that offer extended warranty benefits, though. The Citi Double Cash at a glance. Earn 1 Loyalty Point for every 1 eligible mile earned from purchases What can Loyalty Points do for you? + What can Loyalty Points do for you? ― Reach AAdvantage® status by earning Loyalty Points As a status member, you can elevate your travel experience with exclusive benefits, such as: Premium cabin upgradesFor instance, the no-annual-fee Citi® Double Cash Card is designated as a World Elite Mastercard and offers 2% cash-back earnings on all purchases — 1% when you buy and another 1% as you pay. Mastercard Benefits. World Elite. Sign-up bonus. Unfortunately, Citi AAdvantage Platinum Select doesn’t offer traditional benefits like travel insurance, purchase protection, or extended warranty coverage, as Citi. 74%. Here's why. Citi is a TPG advertising partner. Has anybody else experienced this or. Take for example the Citi Double Cash and the Chase Freedom Flex, both are World Elite yet only Freedom Flex has cell phone insurance. The card requires a Perks Rewards Membership which costs $110 per year. World, and World Elite. Along with complimentary Admirals Club® membership — which is valued at up to $850 — you’ll get access to premium travel benefits, like your first checked bag free, annual statement. The standard variable APR for cash advances is %. This benefit is available only for World and World Elite Mastercard versions of the Citi Double Cash Card. HSBC Premier World Mastercard® credit card: Best for travel. 6%. Costco Anywhere Visa® Business Card by Citi; Citi® / AAdvantage® Executive World Elite Mastercard® Key Things To Know About Citibank Rental Car Insurance. Price protection. Earning 2% cash back on $3,856 in restaurant spending comes to $77. That’s an annual card spending of $36,177. The Citi Double Cash® Card earns 2% cash back on purchases — 1% when purchases are made and another 1% when they. Cardmembers earn 2% cash back by earning 1% cash back on purchases, plus an additional 1% cash back as they pay for those purchases. Based on Forbes Advisor estimates, a household spends $2,443 on airfare. REI Co-op® Mastercard® * vs. 70K bonus miles for spending $7,000 in 3 months. Red World Elite Mastercard®, the Citi co-branded card earns double miles on more than just eligible. Its benefits are better than those that come with Standard Mastercard, but not quite as extensive as those granted by World Elite Mastercard. S. Trip cancellation/trip interruption insurance. 2. Intro APR offer. Those benefits come in three levels: Standard. 6 cents each. If your Citi has "world elite" written on the back that means you get certain benefits through MasterCard, one of which is cellphone protection. Whenever you rent, you pay one car class below what you reserve. To file a claim, call Citi at 1. 90,000 bonus points after spending $3,000 within 3. You get 2% cash-back earnings on all purchases — 1% when you buy and another 1% as you pay — which is pretty tough to. 99 monthly, so the two-month trial saves just under $20. " A score of 5 is the best a card can receive. This benefit reimburses the difference in the cost of an item, up to $250 per claim if you see it advertised at a lower price within 120 days. Our. Try the Citi Premier, which offers 2 years of extra manufacturer. As a World Mastercard, the REI Co-op credit card comes with certain perks, including $0 fraud liability, price protection, extended warranty, identity theft resolution and more. Choice Privileges® Mastercard® * vs. Earn 30,000 points when you spend $3,000 on purchases in your first 3 months. Instacart savings. Capital One. Offering one of the best flat cash back rates available, the Citi Double Cash Card is a great no-frills, all-purpose rewards card. Before that, the card's extended warranty added 24 months of coverage to many manufacturer's warranties, for up to $10,000. Citi Double Cash® Card. Welcome Offer: $200 cash. Citi® / AAdvantage® Platinum Select® World Elite Mastercard®. The Barclaycard Arrival Plus™ World Elite MasterCard® is a general travel rewards credit card with 2x earnings and 5% miles back. To reach that $2,479 figure at. Mastercard World Elite benefits: World Elite benefits are broad and include Zero Liability Protection, ID Theft Protection, three months of free Doordash DashPass membership, a once monthly $5. 1-877-327-6442. Immediate family (spouse, domestic partner and/or children under 18) or up to 2 guests may join you. Free first checked bag on American Airlines domestic itineraries. Visa card comparisonUp to $100 statement credit for Global Entry or TSA PreCheck fee. The card has a no annual fee tier called SavorOne with slightly more limited rewards (3 percent cashback instead of 4 percent for dining, for example), and I am not sure if that level has World Elite built in. Spending $2,479 on gas earns $49. Earn 4 miles per dollar on eligible. Adam McCann, Financial Writer. Peacock Peacock Premium: Ends 3/31/2025, subject to early termination. World Mastercard is the middle tier of benefits on the Mastercard network. Credit Cards. For a limited time, Citi ThankYou Points transfer to American Airlines on a 1:1 basis (until Nov. 1. To earn cash back, pay at least the minimum due on time. This card offers 2% cash back on purchases and a. While you can enjoy World Elite features like a complimentary ShopRunner membership, outside the rewards system. Statement credit ends when user no longer meets eligibility requirements. Mileage benefits. To break it down further, Citizens Bank Cash Back Plus Card earned a score of 5. 2 points per dollar spent on. @vernon_campbell • 09/04/20. Bad Credit. will get new benefits, including a monthly $10 Lyft credit when you take 5 rides, 500 Fandango points for every 2 movies purchased, 5% back at Boxed. Free annual Shoprunner membership. What Benefits Come With a World Elite Mastercard? The highest of Mastercard's three benefit levels includes all the perks of the lower tiers, plus a few extras such as concierge service. Citi Entertainment Guide. Since the Citi Double Cash card earns 2% cash back on every purchase you make — 1% when you buy, and 1% when you pay it off — you can. No foreign transaction fee. With this card you’ll earn 2% cash back on all purchases—1% when purchases are made and another 1% when they’re paid off. Meaning they use it to get higher swipe fees but it doesn’t have any of the benefits. Maria Adams, Credit Cards Moderator. The variable Penalty APR is up to 29. The annual fee for this card is $99. See rates & fees) has been a stalwart in the travel rewards card space, both in terms of travel and ancillary benefits. 3. The cards are: Alaska Airlines Visa® credit card: $95 annual fee. Benefits This Guide includes important details about the benefits that come with Your Card. Pay for your car rental with your MasterCard credit card. Welcome bonus: 65,000 American Airlines AAdvantage. Yes, Citi Double Cash is a World Elite Mastercard, which means it offers unique benefits like 24/7 concierge service and access to premium experiences. Manage your card. NerdWallet's . Aim for a value of 1. The Citi/AAdvantage Platinum Select World Elite earns 2 AAdvantage miles per $1 spent on eligible American Airlines purchases, restaurants and gas stations and 1 mile per $1 spent on all other. 1/5. 7. But there’s a. Rental-car elite status benefits with Hertz, SIXT, and National. 1 - If all cards are Infinites and World Elites, then it is effectively an increase in merchant fees across the board. Citi Double Cash® Card: Best for Simple cash back. Here are some of the top benefits you may find on a World Elite Mastercard credit card: Cell phone protection. The World Mastercard designation comes fewer benefits, but many of the perks overlap. News & World Report, Business. LEARN MORE. However, this fee is waived for the first 12 months of account opening. The Citi Double Cash Card is a great cash-back option with no annual fee. 4. Bank Business Triple Cash Rewards World Elite Mastercard®, and Fifth Third 1% Cash/Back Card. Explore Citi rewards programs, like Citi ThankYou® Rewards, Cash Back and more. The Citi Double Cash® Card earns 2% cash back on all purchases—1% when purchases are made and another 1%. The 10 best credit cards for airline and hotel elite status benefits Further, the World of Hyatt Business Credit Card also comes with a 10% redemption bonus for those who spend $50,000 in a. 99% for all other charges. If you have a strong credit profile, consider the Citi Double Cash® Card. This card has been scored using WalletHub’s proprietary credit card rating system. 06-29-2016 12:10 PM. g. Charge all of their airfare to your Citi® / AAdvantage® Executive World Elite Mastercard® and you’ll earn 4 miles per $1 spent. A few well-heeled applicants will qualify for six-figure limits, but most will qualify for limits closer to the $5,000 to $10,000 minimum. These benefits begins today. Some World Elite Mastercard credit cards are better than others, though, thanks to a. Although calling might seem like a. Another solid contender is the Citi Double Cash® Card (see rates and fees). If you're outside of the country, you may call collect at 605-335-2222. Citi Custom Cash ® Card: Important Pricing & Information: 1-888-872-2214: Cardmember Agreement: Citi Double Cash ® Card: Important Pricing & Information: 1-855-473-4583: Cardmember Agreement: Citi Premier ® Card: Important Pricing & Information: 1-800-842-6596: Cardmember Agreement: Citi Rewards+ ® Card: Important Pricing & Information: 1. Plus limited Time Offer of up to 10,000. Earn unlimited 1% cash back on all other purchases. But yep, when used properly it’s a great benefit. As noted in Bankrate’s Citi Rewards+ Card review, redeeming points for travel through Citi’s travel portal or for gift cards will get you 1 cent per point. Learn more about the 1-2-3 Rewards credit card benefits. Chip Lupo, Credit Card Writer. The Citi Double Cash ® Card is a Mastercard credit card that provides Cardmembers with cash back rewards. “Card” refers to World Mastercard® card and “Cardholder”refers to a World Mastercard® cardholder. The Citi ® Double Cash Card earns unlimited 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. 4. Some of the best American Airlines credit card benefits are bonus miles on American Airlines flights, savings on in-flight purchases, free checked bags, preferred boarding, and even airport lounge access on some cards. World Elite Mastercard benefits:. Peacock Peacock Premium: Ends 3/31/2025, subject to early termination. Citi Double Cash ® Credit Card Earn 2% cash back on purchases; 1% when you buy plus 1% as you pay. Citi Premier® Card: Best for Travel rewards. Prior to July 23, 2023, the AAdvantage Executive World Elite card had a $450 annual fee. Call Citi to Request a Credit Limit Increase. But generally speaking, most World Elite Mastercard credit cards will include the following important benefits to make life—and especially travel—easier. Access to World Elite Mastercard Benefits:. World Elite Mastercard used to provide up to $1,000 per year in cell phone protection (maximum of $800 per claim, max of two claims per year). From what I’ve heard, it seems that the Double Cash isn’t really a World Elite. The card details on this page have not been reviewed or provided by the card issuer. Apply now for one of Citi's best cash back credit cards, with no caps and no category restrictions. The annual. Annual Fee. Combined with the Citi Premier, I can then transfer my Double. Bottom Line: The AAdvantage Platinum Select World Elite card earns 2x points on all AA flights and services, 2x at restaurants and gas stations, and 1x points everywhere else. Cardholders can earn up to $120 back every calendar year on Avis or Budget car rentals, up to $10 back per monthly billing statement on GrubHub purchases and a $10 Lyft credit each month after. Citi Prestige® Card. Capital One. You’re also covered for a higher total dollar amount than with a World Mastercard: up to $1,000,000 for travel. Citi ® Double Cash Card; Citi ® / AAdvantage® Platinum Select ® World Elite Mastercard ® Citi. Though not quite as straightforward as a flat 2% cash-back card, the Double Cash rewards 2% cash back on all purchases—1% when purchases. Citi. The card is offering a welcome bonus of. 1. com , and $5 off $25 at Postmates. Citi is a TPG advertising partner. Bottom lineShopping benefits can save you money and provide convenient services. Fee for Foreign Purchases — None. More specifically, you get the ShopRunner membership for free with World Mastercard or World Elite Mastercard credit cards, the two highest tiers offered by this card network. This card no longer offers World Elite benefits. The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is usually the first choice of many travelers, but we now have a new way to earn more American Airlines AAdvantage miles. Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. Minimum interest charge — $. The variable Penalty APR is up to 29. How to get a Citi card cash advance Does Citi have purchase protection?. Contact us at concierge@yourconciergecenter. 6. World Elite Mastercard used to provide up to $1,000 per year in cell phone protection (maximum of $800 per claim, max of two claims per year). 0. Double Cash. Monday - Sunday, 8 a. The Citi Double Cash Card offers a simple rewards system. Earn 2X or 3X ThankYou Points by spending in bonus categories. Benefits for Gym Memberships and Fitness. The Citi AAdvantage Platinum Select card’s lack of a price protection benefit is not uncommon these days, as more and more credit cards have dropped this perk. • • Edited. 49 percent versus the Walmart Rewards ongoing APR of 18. Welcome bonus: 50,000 miles after making a first purchase and paying the $99 annual fee in full, both within the first 90. The Citi Double Cash Card extended warranty was cut by Citi in September of 2019. S. Purchase a covered item with your AAdvantage Executive World Elite card and receive theft and damage coverage for 120 days (90 days for New York residents) from the date of purchase. Mastercard World Elite. Extra Travel Insurance: $1,000,000 in travel. But thankfully, two cards offered by Alaska Airlines offer a free checked bag for you and up to six additional companions. . Insider’s Rating 4. A card being World Elite or Signature doesn’t mean it gets every feature that is available, that’s up to the lender if they are going to add the benefits to the card. Earn 60,000 points after spending $4,000 in purchases within the first 3 months. For those who tend to spend outside the typical rewards categories, a flat-rate card may be the better option. With an annual fee. 7. Forbes Advisor says that our sample household would spend $2,479 a year on gas. @adam_mcan • 06/30/23. 2. This credit card. 3. easy-to-redeem card like the Citi Double Cash® Card. Access to a. Citi Premier World Elite Mastercard benefits. Citi ® / AAdvantage ® Platinum Select ® World Elite Mastercard ®, Citi Simplicity. Cash advance fee: The Citi® / AAdvantage® Executive World Elite Mastercard® has a cash advance fee of either $10 or 5% of the amount of each cash advance, whichever is greater. The Select World Elite Mastercard comes with a welcome bonus of between $200 and $400 after spending $4,000 on purchases within the first three months from account opening. The Citi Double Cash, for instance, is (in)famously a World Elite Mastercard that comes with zero benefits ( beyond the very bare-bones credit card basics, like $0 liability for unauthorized purchases. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. 24% - 29. Purchase protection, price protection, and extended warranty protection. Citi Double Cash® Card is a $0 annual fee credit card that offers an 2% cash back on all purchases—1% when purchases are made and. Comes with Mastercard perks and benefits;. The Bank of America World Mastercard benefits include: Rental car insurance. 24% (Variable)). It entitles shoppers to free, two-day shipping and free. Be aware that not all types of purchases. See full list on creditcards. Best Citi Credit Cards. @adam_mcan • 06/30/23. Annual Fee: $0 intro 1st yr, $99. Citi Double Cash® Card. Car rental insurance. Pay every monthly cellphone bill with. Related: Comparing Visa Signature and World Elite Mastercard benefits. Previously, the Citi Double Cash was a basic Mastercard. 20 years old Chase Freedom Unlimited - $10,500 Discover It - $15,700 Bank of America Cash Rewards - $2,700 Citi Diamond Preferred - $3,800 Purchased 2015 Ford Mustang on 02/19/15 - $20,790 financed at 2. Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible. S. @CLoop • 09/28/22. ). Chase Sapphire Preferred® Card: Best for beginners. This is a World Elite Mastercard and comes with many extra perks just by having that designation. $0 liability for unauthorized charges. ThankYou points can be used towards travel purchases or transferred to the Citi Premier Card or the Citi Prestige Card- which is no longer open to new applicants. citi. It also gives you 18 months of a 0 percent APR (18. The annual fee for Authorized Users is $175 for up to 3 Authorized Users and $175 for each Authorized User thereafter. Instacart+ typically costs $9. Mastercard World and World Elite cardholders in the U. 22, 2019, then you're still entitled to the Citi Double Cash® Card extended warranty coverage on it. N/A. 1. The three levels of Mastercard benefits are standard , World , and World Elite. 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is a travel card designed for those who fly American Airlines or one of their Oneworld partner airlines (these include Alaska Airlines, British Airways, and Japan Airlines). If you are already considering an airline club membership, the Citi® / AAdvantage® Executive World Elite Mastercard® *, from our partner Citi, could make a lot of sense. You can enjoy multiple benefits with the Bilt Mastercard, many of which come from the fact this is a World Elite Mastercard. Plus, for a. The effort is worth it: Some policies will reimburse for up to $800 per claim and $1,600 per year, after any deductibles—usually $25 or $50 per occurrence. This card is particularly attractive if you’re looking for the utmost. Annual fee of $95 waived for active-duty military. The Mastercard purchase protection benefit reimburses eligible cardholders for items purchased with an eligible World Mastercard or World Elite Mastercard credit card that get damaged or stolen within 90 - 120 days of purchase, depending on the card. (All other purchases earn 1% back. . All. 22, 2019, then you're still entitled to the Citi Double Cash® Card extended warranty coverage on it. Price protection for up to 120 days. You earn 2% cash back on all purchases (1% when you buy and an additional 1% as you pay off those purchases) with no spending caps or select categories, unlike the Citi. Here's how the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® stacks up with some of its sister cards on key benefits. Received an offer to migrate from Double Cash. World Elite Mastercard benefits are the best, but even a standard Mastercard provides perks such as a $0 fraud liability guarantee, emergency support, and ID theft protection. And, since the card is a World Elite Mastercard, you can access all kinds of perks that are typically reserved for higher-end products with annual fees — including discounts with Lyft and DoorDash plus access to premium experiences and support. Cash back is earned in the form of ThankYou Points. However, this fee is waived for the first 12 months. You’ll earn unlimited 2%. People who feel their existing Citi credit cards come with poor reward rates or not enough perks may. Protection covered purchases for 90 days from the date of transaction. 24% (Variable) APR applies.